Same- all threats, don't know anyone actually being garnished.

When my choice was pay loans or eat, i ate, and i sure af am not going to call someone and offer them money just because it got slightly better a couple years later. Ive never owned a new couch, i am not well off.

If debtors prisons come back, I'm fucked, but until then, frankly, what can they do? I can't afford a house or kids either way, and i am not throwing away anything on interest that will only grow and stress me out.

I have no idea what i must owe now, over triple my salary, min.

They sold a for-profit bullshit degree.

Fuck em