207
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
this post was submitted on 17 Mar 2024
207 points (99.1% liked)
Asklemmy
43889 readers
683 users here now
A loosely moderated place to ask open-ended questions
If your post meets the following criteria, it's welcome here!
- Open-ended question
- Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
- Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
- Not ad nauseam inducing: please make sure it is a question that would be new to most members
- An actual topic of discussion
Looking for support?
Looking for a community?
- Lemmyverse: community search
- sub.rehab: maps old subreddits to fediverse options, marks official as such
- !lemmy411@lemmy.ca: a community for finding communities
~Icon~ ~by~ ~@Double_A@discuss.tchncs.de~
founded 5 years ago
MODERATORS
I made a purchase on a sketchy site (during Covid when things were hard to find). A day or so later, some unauthorized transactions were made on my card. “Bank” called from actual number of my bank, to verify if I actually made the transactions. provided some of my personal information, transaction amount etc then asked to verify ssn. It was very convincing.
Luckily I refused because I know anyone can call you claiming to be any number, and I didn’t give out any info, and said I would call back that number (my bank).
Bank had no knowledge of a call.
15 minutes later, get real fraud department call from my bank. They just wanted to know if it was fraud or not and didn’t ask for any other info.
Moral of the story: if someone calls you, never give out personal info. Tell them you will call back if needed.
My bank sometimes call me with questions about verification, as I travel a lot and have weird purchase patterns that can span several continents over a few days.
But it's easy for me to verify that it's them: Not only is Norwegian a rare language among Nigerian princes, but I use a tiny local bank so I recognize them by the dialect.
And even if it were a scam verification, they only ask for relatively inconsequential information, such as how much I have in my savings account, where I use my card the most, and roughly how much is paid into my account by my employer every month.
Anyone can call from any number? Surely it's not easy to spoof numbers.
It’s supposed to be getting better, but moving very slowly.
spoofing is pretty common still afaik.
How do you even spoof numbers? just say "oh my number is 1234 not 5678 ignore that is from 5678"
It appears you can pay people to do exactly that