Have you tried lowering your standards?

I don't want to be condescending or patronising, however: looks are less important than personal hygene, personal care and charisma, three things that can be acquired quite easily as there is a lot of literarure on all of them. Money certainly enables you to get better clothes and widen your horizons, but alone it will not do much for you. The most important thing though is certainly hygene. And remember that when you go out with someone the first time, usually what they are trying to understand is if you are completely deranged or viable human material. Try to fit the second category and you'll do great. Poor people and ugly people also get laid, so that's not an excuse.