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submitted 9 months ago by Rentlar@lemmy.ca to c/asklemmy@lemmy.world
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[-] AlmightySnoo@lemmy.world 13 points 9 months ago* (last edited 9 months ago)

Buy Now Pay Later is what's exacerbating this. People are dumb, have short attention spans and most of them are statistically bad at basic math, so when they see a purchase that they can make without paying anything now they'll hit buy and they'll do it many times as the e-commerce platform will usually recommend other products to them they'll likely want, they won't do the calculation to see if they really can afford the split payments + the interest.

this post was submitted on 05 Feb 2024
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