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Maryland bill would force gun owners to get $300K liability insurance to wear or carry (foxbaltimore.com)

submitted 9 months ago by MicroWave@lemmy.world to c/politics@lemmy.world

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Maryland House Democrats introduced a controversial gun safety bill requiring gun owners to forfeit their ability to wear or carry without firearm liability insurance.

Introduced by Del. Terri Hill, D-Howard County, the legislation would prohibit the “wear or carry” of a gun anywhere in the state unless the individual has obtained a liability insurance policy of at least $300,000.

"A person may not wear or carry a firearm unless the person has obtained and it covered by liability insurance issued by an insurer authorized to do business in the State under the Insurance Article to cover claims for property damage, bodily injury, or death arising from an accident resulting from the person’s use or storage of a firearm or up to $300,000 for damages arising from the same incident, in addition to interest and costs,” the proposed Maryland legislation reads.

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[-] TopRamenBinLaden@sh.itjust.works 7 points 9 months ago* (last edited 9 months ago)

Many people who conceal carry and actually train with their firearms can draw and fire in about 1.5 seconds. That is fast enough that you won't be shot dead in a lot of situations.

Brandishing is dumb. If someone is going to draw their firearm, it should only ever be in a life or death situation, and they should be justified in using it immediately.

Open carry is also just a bad idea everywhere, not just the hood.

[-] Zoot@reddthat.com 2 points 9 months ago* (last edited 9 months ago)

1.5 seconds or not, now everyone knows you own a gun. A gun will never improve a situation.

[-] TopRamenBinLaden@sh.itjust.works 4 points 9 months ago* (last edited 9 months ago)

You are right that guns rarely improve a situation, but sometimes we have to deal with the fact that we live in a cruel world where a lot of people carry guns and are desperate enough to use them on people.

Personally, if I was being robbed and was conceal carrying, I would do everything I could to not escalate the situation. I would just slowly give them my stuff. But if I am trapped in a building with a mass shooter or something, I would rather try to defend my family and myself rather than just waiting to be executed.

I respect your viewpoint on it, though.

[-] Zoot@reddthat.com 2 points 9 months ago

I don't believe, and also hope for your own sake, that a situation never arises where you need one. You have every right to be able to do so. In fact, this bill only makes it so in the event something goes wrong; insurance has got you covered.

[-] TopRamenBinLaden@sh.itjust.works 3 points 9 months ago

I sincerely appreciate the well wishes. I hope a situation never arises where I need one, either, and I kind of wish the world and our country wasn't the way it is, but here we are. I also think this bill is not a terrible idea at all, maybe just needs to be ironed out a bit to consider low income people somehow.

I hope you have a great day, and wish you the best in life.

this post was submitted on 01 Feb 2024

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