I wanted to get my mom YouTube Premium for her birthday but don't want to pay the ridiculous annual price for my country (especially since she mostly just watches YouTube shorts). She uses an iPhone so trying to get adblocker would be too much of a hassle, especially if it stops working. She won't be able to figure out how to fix it.

I've tried using account sellers in the past but the last one I used had some issues and now I can't add my mom's YouTube account to a different family account for another year.

I am able to use a VPN to buy premium for cheaper from a different country but they require a credit card for that country. Is it possible to get a virtual debit/credit card for different countries?