The amount of georgraphical space in the areas in which people want to live. Condo owners, sure.

First of all, I never said that home ownership had to be single family houses. That was YOUR assumption.

Second of all, while I agree as a general rule that it's better to conserve space by building more dense residential properties, most liveable land is hoarded by rich people. Confiscating the unneeded land of rich people to build affordable housing is one of the few if not the only legitimate application of eminent domain laws.

Ludicrously lax mortgage loaning guidelines were the cause of that toxic debt

No, ludicrously draconian enforcement when people missed a single payment was what made it toxic. The banks being stuck with a bunch of unpaid small mortgages would never had caused anywhere near as much damage as what ACTUALLY happened.

If you weren't an adult at the time you should watch The Big Short

I was and I have. The big short isn't about how poor people shouldn't get loans. It's about how banks shouldn't give poor people loans with predatory terms and then gamble the entire economy on defaulted on debt and other junk assets bundled as prime assets becoming worth more.

Actually even if you were, because it's also just a good movie

Finally something we 100% agree on 😁