this post was submitted on 02 Jul 2026
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Late Stage Capitalism
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Easy. Just buy a house cash and never pay rent or make mortgage payments. Simple.
Doesn't your family trust employ people that just take care of that for you?
Only until I accidentally give them a sock.
This is legitimately advice my aunt told me. I must have looked at her like she had 3 heads.
It's honestly great advice...if you happen to have ~$500k laying around.
Landlords don't want you to know this one simple trick.
But pay property taxes (and sometimes HOA fees) forever
Which is factored into the cost of rent, along with repair costs and more.
And be responsible for fixing & replacing appliances, AC, heating, pipes, electrical, etc
Eh, I bought a $142K house and my property taxes plus homeowner's insurance come to $4800 a year, which is $400 a month. What's insane is the condominiums in my district -- over $200K for a 2BR 1BA and you pay the larger property taxes and insurance and you pay condo fees of $800 to $900 a month, and cross your fingers that you don't get hit with any special assessments. You're basically paying $1600 a month to rent your own home.
I did exactly this. I only had to save up for ... 35 years.
Got my own place at 35 as well. My parents bought their first place in central London (although admittedly it was a dump by all accounts) at 19.
Lol I meant 35 years ... starting at age 21.
Mind if I crash on your couch for a few decades while I get the cash together?
What about rates and property taxes? Utilities? Internet? Food? They always getcha.