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this post was submitted on 23 Jun 2026
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Europe
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I'd be interested in the privacy aspect. Does anybody with more knowledge than me know more about that? Like.. It traceable? Will the gov't know ally purchases, vendors, etc.?
Under FAQ of the digital euro's page
Q9. How private would the digital euro be?, that they want it to be equivalent to cash when it comes to privacy.I... am not entirely clear on the technical aspects of it, or if what they said can actually accomplish what they claim. However, it is a factor they are considering, however much you actually trust them aside.
I would be interested in an explainer, for sure, on how they actually accomplish any of this (assuming they deliver).
Does anyone know if "online" here means for purchases made in e.g. a web browser, or also at a POS terminal that happens to be connected to the internet?
Sounds like what Taler is already trying to do. I would like that.
Since when government doesn't have access to your purchases? Gov has access to absolutely everything they want to know about you
How does the government know where I spend the amount of cash I withdrew from my account?
Well since birds aren't real and are actually government drones, there is your answer!!!11!11
Thats the point. We are entering the realm of the unknown. Too many people are way too eager to accept the belief they want to believe. Thats why I am asking for people who actually know more than me.
Serial numbers
Every ATM knows which bill has been distributed to which card holder. Said number is recorded again once it's brought back to a bank - plus the account it's deposited to.
Sure, you can't trace each bill immediately, but as one doesn't deposit or withdraw a single bill at a time, a large pile of data is created. And, with said pile: Patterns and connections. The rest is just Business Intelligence and Big Data Analysis. But, in the end and with sufficient data, one can determine each and every probable connection you might have had and each place you contacted for a transaction. Even those that do their very best to stay offline - everything hidden in the big data spiderweb data fields.
Anonymity is an illusion. It's just a matter of time, effort and reason to look into one's details. Don't give them reason to suspect anything and they won't use these tools....yet
That would actually create a much bigger data base
"Trust me, bro, they totally control everything. So just be a good little drone and don't dare to have actual thoughts." Sure... π€£
This chain is broken when money changes through different hands and never touches an ATM. Sure you can still have private detectives and co following your every move and check that, so yes you are right that we are never 100% anonymous but that is not the point. Governments should not be able to instantly see what i purchased with my money. They still should be able to prevent money laundering and other nefarious things that could be done.
I feel like it goes in a good direction, if they can deliver what they say they want. For me it sounds very similar to what Taler is already providing.
Do you have a source for that ludicrous statement?
They can simply request it from bank or Visa / Mastercard
And VISA does know how exactly that I just spent 50β¬ cash on crack?
Of course they know, they owe the payment network, why wouldn't they know how you use their gear?
Keyword is cash
Which get this information through constant finger-print analysis run on every bill returning to them? π
Yeah, targeted ads are a thing for long time now. How do you think my bank adds pops up on reddit? Banks, Visa / Mastercard are selling your data to whoever so they can make more money so I'd rather have my Government have this data rather than private companies
As I'm still waiting to see those targeted ads I assumed people are idiots and blasting out their identity and interests all over the place...
PS: Also I was talking about actual finger printing. On the physical bills. To trace them through all the hands between me getting them from a bank and some bank getting them back. The finger printing involved in targeting a ads online is a completely different thing... and easier to avoid, too, as it can be done with a one time setup where IRL I would constantly need to remember to put on gloves.
And how did I blast my identity by having bank account? I don't even use same email on reddit and my bank, yet I see my bank (very small regional bank) on reddit ads. People has to stop pretending they're anonymous in internet, just because you're government has some data access doesn't mean you're being worse off because current system has all your personal data on open market and on top of that they makes you pay hefty fee to even use it. So again I'd rather pay smaller fee and have my data be controlled by my Government than keep having Visa / Mastercard going wild west with it.
Not directly a European government but the US government has a lot of control over Visa/Mastercard.