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I'd say that people often misunderstand the "Money can't buy happiness" thing. I think the saying should be "Money BY ITSELF can't buy happiness." Happiness is bought by being smart with the resources you have. There are happy poor people and miserable rich people because even though money helps, it's not the main deciding factor as to whether or not you'll be happy, it's your decisions and personal mental framework.
Below a certain threshold, it is a big deciding factor. Doesn't matter your outlook if you can't afford to go to the doctor, or eat healthy foods.
Everyone returns to their baseline happiness 3 months after something big happens, but when you're poor, hard things happen more often than every three months.