this post was submitted on 06 Mar 2026
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Great idea, really, though I'd start with a rule where no company is allowed to own homes at all, and any every private citizen is allowed to own up to two homes, max.
This requires massive mortgage reform. I am not saying it doesn't need done, just saying that it increases the complexity. I would almost rather see laws requiring some % of a capped rent be required to be reinvested into the properties.
If we are reforming Mortgage laws, require lenders to treat rent payments as they would equity payments on property, that way if you have been paying a $2k rent reliably for 5 years you are eligible for a $1.5k mortgage payment.