this post was submitted on 06 Mar 2026
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This requires massive mortgage reform. I am not saying it doesn't need done, just saying that it increases the complexity. I would almost rather see laws requiring some % of a capped rent be required to be reinvested into the properties.
If we are reforming Mortgage laws, require lenders to treat rent payments as they would equity payments on property, that way if you have been paying a $2k rent reliably for 5 years you are eligible for a $1.5k mortgage payment.