this post was submitted on 06 Mar 2026
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I want to see towns implementing rental tokens like NYC did cab placards. You have to pay the city every 5 years and the house must be inspected before the token is issued, otherwise you lose it and the current residents get to live rent free. You have the option to sell the house, current residents get first dibs and their rent counts against purchase equity.
Also, there is a limited number of these tokens, so there can be only x% of the single family homes in a town that are rentals.
Great idea, really, though I'd start with a rule where no company is allowed to own homes at all, and any every private citizen is allowed to own up to two homes, max.
This requires massive mortgage reform. I am not saying it doesn't need done, just saying that it increases the complexity. I would almost rather see laws requiring some % of a capped rent be required to be reinvested into the properties.
If we are reforming Mortgage laws, require lenders to treat rent payments as they would equity payments on property, that way if you have been paying a $2k rent reliably for 5 years you are eligible for a $1.5k mortgage payment.