this post was submitted on 06 Mar 2026
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20 years old, self employed manual worker who broke his leg whilst on a night out drinking. The only night's drinking I'd ever been on before or since.
How quickly I ended up without any money and unable to pay rent was a real eye opener. The bank I'd used all my life denied me a very small loan, I had no friends I felt I could ask for money. Fortunately I live in a country where health care is free, and my sole client kept a place open for me to limp back into when the plaster came off. I managed to stay out of serious debt and kept a roof over my head, but skipped a lot of meals and went without heating for a few months. I've never forgotten the feeling of helplessness and that has been a driver for a lot of my life's spending and saving habits. We take a lot of things for granted, but they can often be taken away so quickly.
Oh boy yes. It's absolutely brutal how quickly everyone drops you once you hit hard times.
Just enjoy your life while there are good times. When bad times will arrive, only luck will save you.