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I don't get the stipulation. Using it to help community and fix the system would be using it for my own interest. I would be doing that for myself because i selfishly want to live in a better world. Furthermore, that would require i don't pay taxes so it's kind of a liability unless it's permanently locked away in investments.
Maybe i keep that money invested to back debt so i can borrow and give the banks money away. 🤷
you can tell all these "would you rather be poor or rich with a minor inconvenience"-questions come from rich people, fucking give me the $ asshole. being poor fucking sucks, living 1 paycheck away from destitution literally warps your mind. your in survival mode barely capable of looking into/considering the future