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I’d have to go with the money because I can’t see myself remaining blissfully unaware for very long. I’d like to, certainly, but it would require a level of isolation or willful ignoring of things to sustain. Or be literally incapable of noticing things happening around you. And I just don’t see any of that as a long term option without some sort of brain damage.
But I could use my wealth to create things, ostensibly for myself, that benefit other people. Perhaps buy land and make educational farms for the surrounding communities, complete with paid educators leading gardening and cooking classes. Perhaps build and maintain libraries of various sorts or museums or parks for the public to use freely. That’s not giving it away or donating it, because I’d still own all of it, nor is it actively spent to fix the system (unless you count a lack of third spaces as part of the system, which it is technically) but it is using it for social good, which is something I want to do which means I’d be spending it on myself, technically.