this post was submitted on 23 Jan 2026
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[–] socsa@piefed.social 7 points 1 day ago* (last edited 1 day ago) (4 children)

So do European ATMs? I assume it works the same way - if the ATM is "in network" it's free. Otherwise there's a charge.

These days you can get checking accounts which refund ATM fees, but they are usually the higher end ones which have deposit minimums.

[–] Fiery@lemmy.dbzer0.com 5 points 1 day ago

Except I have never paid a fee for using the atm in my life, no matter which bank the atm was located at. Maybe some features like depositing are only possible in your own bank's atm

[–] DrCake@lemmy.world 2 points 1 day ago

In the UK the vast majority of ATMs don’t charge, no matter which bank you use. The only ones I’ve seen charge are ones in clubs/pubs where I imagine the thinking is if you need cash for a taxi and you are a captive audience. However I have never seen anyone use one of those.

[–] Holytimes@sh.itjust.works 2 points 1 day ago

Those deposit minimums tend to be like 50 bucks.

Dealing with atm fees is an extremely rare or financially illiterate problem.

Then again I keep meet people though out my life that can't seem to afford to have 50 dollars once a month deposited into a bank account. While actively making 600+ a week.

[–] roserose56@lemmy.zip 1 points 1 day ago

Same in Canada! Free to use any ATM of your bank, 3 or 4 CAD fee when using anothers bank ATM.