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this post was submitted on 23 Jan 2026
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Mine also has one but mainly because most ATMs are from the "sparkassen" and the one i use has relativly rare "raiffeisen" ATMs
Its a bit like two systemsthat do the same
The little town in Oö where I recently lived for a year had one of each, and when I eventually realised that Sparkasse had no fees I never went in a Raiffeisen again.
Thats good to know. Have to look that up/test that out again :)