this post was submitted on 24 Dec 2025
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[–] BozeKnoflook@lemmy.world 103 points 1 month ago (5 children)

There's still hope, I just recently bought a home just after turning 40. You just need to put a ton of money into savings, go bankrupt paying medical bills after something bad happens to your spouse, spend 7 years in borderline poverty, and then have one of your parents die the same month they retire and collect their retirement fund.

I hate that the best thing my father ever gave me was his pension.

[–] NatakuNox@lemmy.world 40 points 1 month ago (2 children)

Calling my pops now. Letting him know the plan.

[–] anomnom@sh.itjust.works 9 points 1 month ago

Our 85 y/o dad is pretty much our only hope for a retirement fund. Only problem is that his parents and relatives all lived to between 95 and 105. And I’m already nearly 50.

[–] oeuf@slrpnk.net 3 points 1 month ago

People spent years trying to work out why life expectancy in Okinawa was so high. Turns out it's their high rate of pension fraud.

[–] Asafum@lemmy.world 19 points 1 month ago (1 children)

your spouse

Yep, no hope lol

Can't afford anything at all on a single income. :(

[–] mrgoosmoos@lemmy.ca 6 points 1 month ago (1 children)

just need both parents to die

[–] UltraGiGaGigantic@lemmy.ml 2 points 1 month ago

I can just sleep in my car.

[–] kaitco@lemmy.world 9 points 1 month ago

Slightly better than my path.

I bought a house this year, also age 40. To get there, I took a job with a large soulless corporation that is slowly destroying all of us, and then borrowed against all my retirement to get my down payment money.

I just keep saying, “At least I have a house…”

[–] jordanlund@lemmy.world 4 points 1 month ago (1 children)

Hey now, I banked $30K in cash and bought a house, all I had to do was have a heart attack, open heart surgery, and move to 100% work from home. 😉

3 years after I stopped driving to the office, paying $21 a day to park, and eating out all the damn time... boom! $30K in the bank!

[–] Someonelol@lemmy.dbzer0.com 3 points 1 month ago

RTO is the worst thing to happen to the business world since open floor desks.

[–] HalifaxJones@lemmy.world 1 points 1 month ago

I’ll never own a home. And I have no family. My only retirement plan is to die before I need to retire.