this post was submitted on 02 Dec 2025
137 points (100.0% liked)

Main, home of the dope ass bear.

16076 readers
151 users here now

THE MAIN RULE: ALL TEXT POSTS MUST CONTAIN "MAIN" OR BE ENTIRELY IMAGES (INLINE OR EMOJI)

(Temporary moratorium on main rule to encourage more posting on main. We reserve the right to arbitrarily enforce it whenever we wish and the right to strike this line and enforce mainposting with zero notification to the users because its funny)

A hexbear.net commainity. Main sure to subscribe to other communities as well. Your feed will become the Lion's Main!

Good comrades mainly sort posts by hot and comments by new!


gun-unity State-by-state guide on maintaining firearm ownership

guaido Domain guide on mutual aid and foodbank resources

smoker-on-the-balcony Tips for looking at financials of non-profits (How to donate amainly)

frothingfash Community-sourced megapost on the main media sources to radicalize libs and chuds with

just-a-theory An Amainzing Organizing Story

feminism Main Source for Feminism for Babies

data-revolutionary Maintaining OpSec / Data Spring Cleaning guide


ussr-cry Remain up to date on what time is it in Moscow

founded 5 years ago
MODERATORS
 

https://x.com/adamscochran/status/1995501382171025884

My money is on the Chinese shutting down their gamer gatcha market to Japan dominoing to the AI market imploding via Nvidia going bankrupt or some shit

you are viewing a single comment's thread
view the rest of the comments
[–] oscardejarjayes@hexbear.net 29 points 3 days ago (2 children)

95% of sales volume was financed? that's wild

[–] hotcouchguy@hexbear.net 16 points 3 days ago

Doesn't mean much since I assume it must also include all credit card payments. I'm sure there is plenty of bad news once you get into the details, but that number by itself isn't that surprising.

[–] came_apart_at_Kmart@hexbear.net 9 points 3 days ago (2 children)

i read a stat that while 95% was financed (which just means they paid with a CC, which lots of people do for convenience) a full ~66% were NOT planning on paying this charge off during the 30 day grace period.. which means they are getting hit with the exorbitant interest fees. which, to me, is fucking crazy.

[–] architect@thelemmy.club 3 points 2 days ago

20% interest on 50% off is still coming out on top. Depends on what they bought.

I bought everything on 0 interest. I’m not paying anything off in 30 days. Why should i?

[–] Tabitha@hexbear.net 1 points 2 days ago (1 children)

I assumed that could mean those 4 payment plans or the 6/12/24 month offers.

i never trust those "90/180 days same as cash" type of flex pay plans offered at the point of sale, because too many have fine print for retroactive interest on the entire amount "borrowed" at purchase if you're even short a cent at 11:59pm on the payoff date. and naturally, they play games, taking like ~4 business days to process payments which is always like ~1 week around the holidays.

i know not all do, but enough do and i don't like being actively sold more than one thing at the same time (1) the actual doohickey, and (2) the one time financial product to borrow the money for the doohickey. with the CC, i have generally looked through the terms of using the card with a critical eye to find those landmines and plan how i will avoid them before opening the account.