this post was submitted on 30 Nov 2025
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Discussion of climate, how it is changing, activism around that, the politics, and the energy systems change we need in order to stabilize things.
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IMO we desperately need p2p insurance. The insurance industry as we know it is 100% enshittified by "crony" capitalism and we have no meaningful mechanism for assessing risk and funding solutions. Homeowners insurance is now about as good a deal as American health insurance.
That's the idea behind mutuals and mutual insurance. It's an older idea than you may imagine