this post was submitted on 30 Jul 2025
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[–] SkyeStarfall@lemmy.blahaj.zone 8 points 2 weeks ago (2 children)

Yes. Every purchase I do has two-factor authentication

If I do automatic payment, I need to set it up manually and also set a custom limit of how much is allowed to be pulled. I also typically get a notification every time an automatic transaction is planned to occur

[–] Ohmmy@lemmy.dbzer0.com 2 points 2 weeks ago

I fucking wish

[–] MotoAsh@lemmy.world 2 points 2 weeks ago* (last edited 2 weeks ago) (2 children)

Two factor how? Some would argue a CVV is a second factor, which is actually used in the US.

(I don't ask to be combative but to clarify the differences. I would not call a CVV true two factor)

[–] LittleEndu@lemmy.world 6 points 2 weeks ago

CVV is printed on the same side as the CC these days. It's literally as if your CC was 19 numbers long instead of 16. If you still have a card where it's printed on the back then yeah, it's sort of a "I have physical access to the card to flip it" factor of authentication.

[–] SkyeStarfall@lemmy.blahaj.zone 3 points 2 weeks ago (1 children)

My phone if it isn't a physical purchase where the chip on the card is used

[–] MotoAsh@lemmy.world 2 points 2 weeks ago

So true two factor then. Sounds too expensive for American corpos to implement, then...