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Does the average american, when naming a price of any given item, takes into account taxes or disregards it? (sopuli.xyz)

submitted 1 week ago by qyron@sopuli.xyz to c/asklemmy@lemmy.ml

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Watching a documentary, there was aremark from the journalist on how, due to how wildly taxation on goods may vary, from area to area, in the US, most retailers do not put the full prices on the shelves and instead just tally it at checkout.

This made no sense to me, a european, as when I go to any regular shop, prices already include all taxes applicable to the product.

There are specialty stores where VAT and other taxes may not be applied on the price on the shelf but those are usually wholesellers, selling for professionals, that already know what additional taxes will be added and at which rates, at checkout.

Not having the full price you'll be paying, on display, seems very underhanded and a bad practice. The client should know how much they are going to pay from the moment they pick an item.

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[–] qyron@sopuli.xyz 7 points 1 week ago (15 children)

I think that builds into the credit card trap.

You should not need to guess-timate how much you're going to spend, that is the issue.

If you want to pay in cash, that's it. Pick up the items, add it in your head, that's it. Witholding how much you are really going to spend by not applying all charges holds you hostage.

Yes, you can just put it to your card and pay it later but why?

[–] aceshigh@lemmy.world 0 points 1 week ago (3 children)

I use credit cards cus I get cash back and it’s also how I manage my budget - each major category has its own credit card so I can easily see how much I spend on each category per month and per year.

[–] qyron@sopuli.xyz 4 points 1 week ago (2 children)

No amount of cashback is enough to convince me to sign up to one.

Well... maybe 100%.

[–] Prismaarchives@lemmy.ml 2 points 1 week ago (1 children)

Eh, I mean they're designed to be as predatory as possible but if you do math and treat it as a debit you literally just get free money back.

Also you need a credit history here as no credit is treated as the same (if not worst) than bad credit and the only other options for establishing one is taking out loans.

If you're okay never being able to finance a vehicle or house though, then no credit history is fine as long as you can provide full cash for those purchases up front.

[–] qyron@sopuli.xyz 2 points 1 week ago

I'm aware of that qwirk in your system. No such thing here. And I have a mortgage to pay.

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