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Aren't individual court rulings no longer supposed to affect anything but the specific case now though?
Trump v CASA ruled universal injunctions beyond the power of the courts. That means that the ruling can only offer relief to the parties in the individual case. As credit reporting agencies are nationwide entities this case would, by nature, apply to those agencies across the whole nation. I will imagine that this ruling applies only to those agencies party to this lawsuit. Even if that's not all of the big three, this suit will still signal to the executive that action against other agencies won't hold up in court and the CFPB will likely just give up on the rule.
This is my understanding. I'm not a lawyer. This is not legal advice (tm).
How convenient: in typical 'David vs. Goliath'-type cases of individuals being abused by huge corporations, good rulings in favor of the little guy apply extremely narrowly, while bad rulings have vast reach.
That's exactly the problem with the CASA ruling. It's not localized by state,or even locality. If it were the battles could be fought state by state. Instead every individual person must fight their battle alone unless they can convince a court to certify their class for a class action. Even then the conservative justices affirmed in concurrences that they foresaw that work around and signaled that they were willing to scrutinize class certifications.
If you’re under the impression that that precedent is going to be used and enforced by the Tribunal of Six in anything resembling an even-handed manner, I’ve got a bridge in Brooklyn to sell you.
No, a single state isn't supposed to be able to block a nationwide thing. So, this could be limited to just Texas. But, it's likely I also don't know the correct answer to this with my limited understanding.
The case ruling not affecting things outside of the case was a very recent chance but I would not be at all surprised to learn it was only being enforced when the government feels like it.
Yeah, I think you're right.