this post was submitted on 12 Mar 2025
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In Sweden we have Swish, which allows you to pay for stuff online without using any debit or credit card. I use it all the time, I cannot remember last time I paid online with card, unless it was from a foreign online shop/service.
However, it often isn't available in grocery and retail stores. But it is often available in rural areas or small shops who don't want to pay the fee for cards.
Also, Sweden is developing an e-krona, an electronic version of the Swedish currency. It should hopefully replace cards in all shops in the future.
Until then, using cash in grocery and retail stores is always possible. The problem is most swedes haven't seen physical money in so long I am not certain they still know how to use it... 🤔
Wait, we're getting an e-krona?
Probably. Riksbanken is currently investing how it could be implemented: https://www.riksbank.se/sv/betalningar--kontanter/e-krona/
Huh, look at that
I'm all for it
For Willys or Hemköp you can download the app and scan. Scan directly in the Hemköp app. Use scan&go on the Willys app
And pay with swish? That's cool! Now that I think about it I think you can do that with COOP app too.
You actually can pay in quite a few retail shops using swish nowadays.
Also loads of stores don't accept cash at all. Most big stores like grocery stores accept cash but not always all tills
Yeah, it is definitely getting more common. And cashless stores are also getting more common, which isn't necessarily a desirable development :/
MobilePay in Finland and Denmark. I am not so sure the underlying payment infrastructure is US-free though.
This is a good point concerning Swish too, I have no idea.