this post was submitted on 31 Jan 2025
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Privacy
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It's kind of pick your poison honestly, and there won't be any open alternatives any time soon because it requires banks also trusting the open solution. I think it's a tradeoff, if you want security you're gonna have the big guys watching. If you want discretion, it's going to come with risk.
But yes, I definitely trust PayPal/Google/Samsung to not have a financial data breach more than Joe's Crab Shack just type in your credit card to our totally secure system. Plus if any of those big guys have a breach it'll be in the news for weeks, it'd be easy to replace the card.