this post was submitted on 31 Jan 2025
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Privacy

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I'm looking for some recommendations for digital debit/credit cards.

It feels like every other day there's 'the largest data breach in history' and at this point, I really don't trust any entity to safely and securely store PII.

That said, I like buying things on the internet, I'm not into crypto and would rather not include my real card information during checkout.

Any recs would be appreciated, thanks yall!

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[โ€“] Earflap@reddthat.com 2 points 6 days ago (1 children)

But then Google/Apple/Samsung can no it or all the transactions that you make.

I think from a privacy and security standpoint tap is the best in-store solution.

I agree with you on PayPal though. I trust them with my details 100% more than any random vendor online. Plus there's a reduced surface area for attack since your details are only stored in a single, high security location.

It's kind of pick your poison honestly, and there won't be any open alternatives any time soon because it requires banks also trusting the open solution. I think it's a tradeoff, if you want security you're gonna have the big guys watching. If you want discretion, it's going to come with risk.

But yes, I definitely trust PayPal/Google/Samsung to not have a financial data breach more than Joe's Crab Shack just type in your credit card to our totally secure system. Plus if any of those big guys have a breach it'll be in the news for weeks, it'd be easy to replace the card.