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What is your favourite budgeting method? (discuss.tchncs.de)
submitted 1 year ago* (last edited 1 year ago) by Blaze@discuss.tchncs.de to c/personalfinance@lemmy.ml
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A Vanguard video (https://m.youtube.com/watch?v=1nprZjV_6FM) refers to 4 budgeting methods

  1. the envelope method
  2. the pay yourself first method
  3. 50/30/20 method
  4. zero based budget method

Which one is your favourite?

Edit: non-text version with a 5th method: https://www.lendingtree.com/student/simple-budget/

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[-] viking@infosec.pub 3 points 1 year ago

Zero based budgeting for me, though I only discovered the method I came up with myself already had an established name.

To me it's simply the most straightforward approach.

this post was submitted on 20 Aug 2023
24 points (96.2% liked)

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