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Density saves nature
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You could go out to the middle of the forest and yell, would disturb less people that way anyway.
You could also have a community workshop in the basement like how a lot of buildings have gyms these days. Similar to gyms it would probably have more machines as well since the cost can be spread out. You probably can't justify buying a lathe for one project but a lathe for a whole apartment block makes more sense.
The community workshop would be shut down by the insurance company within a year.
Waivers exist and are very easy to enforce in this situation. Either you'd have to sign one with your lease or hoa agreement. If not then then the room would have some sort of access control and in order to go in you'd have to sign a waiver. It's the same as a gym, pool, rooftop area where you can also easily hurt or kill yourself if your dumb.
Insurance companies don't care about access controlled areas with dangerous objects, otherwise shooting ranges wouldn't exist. They care about random people coming into your lobby, tripping and then suing the place because they didn't sign a waiver.
I am planning to get my own metal lathe and mill as is but having access to a shared table saw or bandsaw would be nice but I'm will to pay extra to not disturd others while in at home
a horribly dangerous tool can is only a liability if other people can use it, and disturbing others should always be a goal.