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this post was submitted on 25 Jul 2024
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A Boring Dystopia
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Except they have different credit products for different things. Products specifically asked for by the banks. That's their interest. There's 3 credit companies and if one of them won't take the info into account then the other two will.
You won’t find a single source that indicates any of the big three agencies record interest paid.
Banks already know you’re going to pay interest with auto loans. The credit check is to make sure you pay it back.