Forgot to do my spreadsheet this weekend. Feeling like a fraud. I’m sorry FIRE gods…
Wife is pregnant for the first time (very early, so we’re still in the ‘fingers crossed’ stage). Definitely not ready to tell family/friends, but exciting times nonetheless!
We’re slightly older than most new parents and have been down the FIRE path for a while so we’re financially prepared, which is nice. Definitely grateful for the financial security.
Now I get to look in to 529 plans for the first time. Not thrilled that I have to use one of the ones run by the state to get the state tax benefit. Didn’t want to have to manage a separate account from my brokerage/IRA. Oh well!
I tell my wife that it’s essentially the Sims (which she loves) but with war crimes and cannibalism…
I assume there is a decent overlap between Lemmy users and gamers. What are we all playing these days?
I usually have a PS5 multiplayer game going with my old college buddy. Currently it’s Overwatch 2 with some Rocket League sprinkled in.
On PC I am once again immersed in Rimworld. Love games that can be paused at any time! Also works on both my Windows PC and Linux laptop with no issues.
sips coffee
stocks sure are cheap these days
It’s evenly distributed.
Point is, Gen X is PLENTY represented in Congress.
I mean… lol. Gen X makes up ~33% of the US House and ~20% of the overall population.
Meanwhile, Millennials make up 8% of the House and 25% of the population.
Set my first career reduction goal on my way to RE: Dropping down to 3.5 days/week (okay, 7 days biweekly) as soon as we have our renovations paid off.
Should be doable before the end of 2024!
$2 mil for some lavish comfort and not having to stress so much about a strict budget, or $1.8 mil for a easily doable 3.5% withdrawal rate. For both numbers I would want a paid off house to be able to manage my tax situation better.
I’m at about $700K in savings/retirement, $200K in home equity which doesn’t really count for anything in this scenario, and $250K left on my mortgage. So… not that close but honestly not that far if all goes well. Hopefully eight years or so.
Hi friends. Just posting while I sip on my coffee and watch the clock tick closer to end of shift. Every day is groundhog day at work.
Threw out my back yesterday by bending over to pick up a single wine bottle. Sigh.
I did enjoy the wine though.
Happy New Year!
Or, since I couldn’t say it properly as a young child… habbynoony! (My parents still say this to me every year)