Please use "I N G E P O L D E R D" as its not quite as racist as "GEKOLONISEERD".
For the people not in the know, the Dutch like to meme about the warcrimes in Indonesia and Africa and when they speak dutch in a comment section they make joking gestures to the time of colonization, like its a good thing, or something to take lightly. Quite frankly colonizing isnt funny in any shape or form and I, another dutch person feel ashamed and sorry for whoever took offense to the comment above. Not of all of us are like this.
Our history books mostly skip over the warcrimes done in indonesia and how bad the slave trade is, but its luckily improving.
For the guy above me;
Warcrimes of the Dutch in Indonesia:
https://youtu.be/8T3JZljI7A4?si=XvLOhL-m2VHkxByN
How the dutch turned south africa into a racist country:
https://youtu.be/Mi93LjuQbMM?si=1La19-xJ-JsBXLpZ
Over half a million people got ripped away from their families and traded by the Dutch in the 1800s;
https://www.statista.com/chart/22057/countries-most-active-trans-atlantic-slave-trade/
This is why I think it shouldnt be taken lightly. Its like a german joking about the time their ancestors murdered millions of jews and bringing it up whenever they see another German in a comment thread.
Take a another look with an advisor in whatever country you are at. Its usually much easier to get a property second time around. Im not aware of your local laws and how banks can refinance you but there should be possibilities. Its good to spread risk. I used to have one property and it brought me stress knowing one single bad tenant could financially ruin me.