Wife and I bought Nov 2021. Locked in at 3.25%. Bought a good house in a decent neighborhood. Feel great about it.

The peasants yearn for the fields.

Eh, that was only one plague as opposed to smallpox, malaria, diphtheria, measles, tuberculosis, rheumatic fever, etc.

He's not getting the product he paid for. That's a legitimate chargeback.

My wife and I use Monarch Money. It's good, but not free.

Failure to adjust your spending after financial hardship would be incompetence or irresponsibility.

It's not difficult to use credit cards responsibly and come out ahead. Moat people just lack basic financial literacy and/or the willpower to not use them irresponsibly.

Jordan won't take them because the Palestinians assassinated their king, created a civil war in Jordan, and tried to assassinate their next king.
Lebanon won't take them because they keep joining Hezbollah.
Egypt won't take them because they keep joining up with Muslim Brotherhood and trying to destabilize the government.
Syria won't take them because they're in the middle of a civil war.
Iran won't take them because they're more useful as a tool to destabilize Israel.

Am I missing anyone?

Hezbollah has been firing rockets into Israel from Lebanon.

RIP Chunky Cheese

Easy. Get their attention by whatever means necessary.

Talk about things that are interesting to you. Ask them about things that they are interested in.

Actually listen and show genuine interest in the things that they like by asking questions and following up on things that they tell you.

If they do that for you too, great. Continue to build rapport, go on dates, fall in love, get married, build a life together, have kids, become happy.

If they don't, don't take it personally and just move on. If they're not interested in you, then you should not be interested in them. Figuring out this part is hard, but once you do, you will save so much time and mental.

It's not a third leg. It's a third leg.