That would have a much higher impact on affordability than whatever this credit score plan is trying to do.

If you did this, they'd just raise rents be what you're claiming.

Any answer to this problem that doesn't involve both taxing the everloving shit out of investment income and property holdings, as well as a massive build of public housing, is basically deck-chair shuffling.

The Liberals and Conservatives do not want to fix this problem because a) a huge chunk of the Canadian economy depends on property speculation, and b) they and their donors make more money on the problem than they would on any solution..

Well, to be fair, that is what credit scores are like for everyone. Either of those things can make you miss a mortgage payment, or a car payment, or a utility bill, or a loan payment, or taxes….

This just adds one more thing that can tank your credit score.

I don’t see the point. If you need to build credit, get a credit card ( even a secured one ) or take out a small loan. Use the loan money to pay off the credit card. Or take out an RRSP loan and partially pay it back with the tax refund.

Why would you want to add rent to your credit score? If you are too financially marginal to take out a $1000 loan or get a $500 credit card ( or even a $250 secured card ), you are probably late on your rent sometimes.

I remember you, Sammy Jankis.

But I worry at this "for anyone paying attention" bit. It suggests that anyone disagreeing with your assessment only does so because they haven't been paying attention. That's a bit of a false dilemma right off the bat, isn't it; or perhaps a No True Scotsman fallacy?

Here is an alternative Piped link(s):

Credit Reports: Last Week Tonight with John Oliver (HBO)

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