this post was submitted on 31 Mar 2026
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Europe

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[–] SabinStargem@lemmy.today 14 points 11 hours ago* (last edited 11 hours ago)

Hopefully, Europe will offer options to Americans. I want to enjoy my perverse media, and to oppose christofascist organizations.

[–] Jay101@lemmy.world 3 points 8 hours ago

When? This has been happening for many years now. Slower than turtle.

[–] BenchpressMuyDebil@szmer.info 17 points 14 hours ago (2 children)

Wero lets users send money using just a phone number

No, Wero lets users send money using a smartphone. If there's no desktop interface (like Poland's BLIK) I'm gonna be disappointed. I know India's UPI runs on HMD dumbphones, would be nice to have something like this.

[–] blackbeans@lemmy.zip 3 points 11 hours ago

That's a question for your bank. Wero is a system designed for mobile payments between banks, but in 95% of all cases it's your bank implementing it for the user.

[–] username_1@programming.dev 124 points 19 hours ago (2 children)

I don't see how breaking up with US payment systems is a problem, let alone a 24 trillion problem. Sounds like something good. The article (don't laugh, but I have read it) states the same.

[–] silver@das-eck.haus 85 points 19 hours ago (3 children)

This guy read the article before he commented, everyone laugh at him!

[–] username_1@programming.dev 32 points 19 hours ago (2 children)

You're not better: you have read a comment in full before answering to it. Shameful!

[–] fisch@lemmy.world 23 points 18 hours ago (1 children)
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[–] wonderingwanderer@sopuli.xyz 12 points 14 hours ago

It's a problem for visa and mastercard, I guess πŸ€·β€β™€οΈ certainly not for Europe...

[–] Evil_Shrubbery@thelemmy.club 28 points 16 hours ago (1 children)

problem

Slop title.
The solutions are ready, super cheap, and the transition period gradual & managed.

It is a revenue problem for MasterCard & Visa, bcs no more free monies for them.

[–] exaybachae@startrek.website 76 points 19 hours ago* (last edited 19 hours ago) (4 children)

Fund tranfering should be a gov service provided at cost and maintained as a partnership between nations to make commerce easy for their citizens.

Profit shouldn't even be a concern.

[–] stoicEuropean@lemmy.ml 30 points 19 hours ago (1 children)

This is the only correct way. An EU-funded open-data, open-government, open-source Project with the whole purpose of building a non-profit alternative to Visa or even PayPal

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[–] Cavemanfreak@programming.dev 3 points 12 hours ago

But think of the poor banks and card companies!!

[–] The_Che_Banana@beehaw.org 10 points 18 hours ago (1 children)

(gov provided) services should never be for profit

[–] reksas@sopuli.xyz 10 points 18 hours ago

government = people who live in the country. So government services are literally by the people for the people. trying to profit from them is like having a parasite.

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[–] whvholst@feddit.org 25 points 16 hours ago (6 children)

The article omits that Wero is running on top of AWS. So still the same problem, just slightly lower in the stack.

[–] nova_ad_vitum@lemmy.ca 8 points 14 hours ago

Centralized problems are generally easier to solve than distributed problems. Depending on their architecture moving to an EU cloud provider could range from tricky but manageable to very painful , but it's a centralized IT problem that can be attacked and solved. Getting every retail vendor to support Wero is much harder, and is being solved apparently.

[–] alfredon996@feddit.it 13 points 15 hours ago

It's easier to replace AWS with a European alternative, than Visa or Mastercard. So the problem is smaller.

[–] Evil_Shrubbery@thelemmy.club 5 points 15 hours ago

Valid point.
But technically an easier transition to own solutions at some point.

Wero has its roots before the overall critical industry 'digital independence' got enough attention (in the recent year), it was more about solving a specific duopoly (that a lot of banks & startups started solving anyway, just way more fragmented).

[–] HiobsTriops@lemmy.world 2 points 14 hours ago* (last edited 14 hours ago) (1 children)

While true, the AWS infrastructure in Europe is somewhat sovereign from the parent company and under stricter regulation and oversight. Granted, it's not a perfect solution but a good one for the moment.

https://aws.eu/european-sovereign-cloud/

[–] Noja@sopuli.xyz 6 points 12 hours ago

That's a lie, just marketing. See the https://en.wikipedia.org/wiki/CLOUD_Act

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[–] huppakee@piefed.social 22 points 18 hours ago

a $24 trillion problem for Visa and Mastercard maybe

[–] null@lemmy.org 25 points 18 hours ago (1 children)

Fuck Visa and Fuck Mastercard, they have no business dictating what people are allowed to buy. Just process the fucking payment.

[–] Evil_Shrubbery@thelemmy.club 3 points 15 hours ago

Even without them dictating that having absolute core infrastructure privately owned (and in a foreign country at that) is insane.

Not to mention them being profit driven & expensive.

[–] notsosure@sh.itjust.works 25 points 19 hours ago (5 children)

I’ve been using Wero for a while. What’s missing are vendors that accept it online, also when hiring a car.

[–] timestatic@feddit.org 2 points 8 hours ago

Honestly I think long term the digital euro will be the killer even if it takes longer than Wero. Wero is nice in the meantime, adoption will probably take till end of the year and next year tho.

[–] Wizard_Pope@lemmy.world 12 points 19 hours ago (8 children)

I hope Wero becomes a EU standard. Sadly our banks have their own system Flik bu the issue is you literally cannot use it to pay anywhere. But they refuse tp accept wero due to having their own system.

[–] Anafabula@discuss.tchncs.de 7 points 18 hours ago (1 children)

I would much prefer a digital euro based on GNU Taler, but I guess Wero might at least be better than the status quo

[–] Wizard_Pope@lemmy.world 5 points 18 hours ago

I am conflicted on the digital euro. But a mastercard/visa alternative is 100% needed

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[–] ViatorOmnium@piefed.social 7 points 19 hours ago

It's getting there. Lots of online stores are looking into it now that more banks joined.

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[–] GreenBeanMachine@lemmy.world 22 points 19 hours ago

It's a 24 trillion opportunity, not a problem.

[–] verdi@tarte.nuage-libre.fr 13 points 18 hours ago

It's a serious problem, but not for Europe. Fuck US megacorps.

[–] cyberpunk007@lemmy.ca 5 points 15 hours ago (1 children)

Europe just seems to be making all the right moves. Made apple go usb-c. This. Privacy laws. And more.

[–] 0x0@lemmy.zip 1 points 6 hours ago

Some right moves, sure.

[–] BrickEater@lemmy.world 6 points 16 hours ago (2 children)

Good, as an american, fuck em. I cant wait to see the US crash and burn.

[–] doodledup@lemmy.world 1 points 6 hours ago

Why? I don't understand your perspective here. Shouldn't your interest lie with the country you live in?

[–] brownsugga@lemmy.world 4 points 14 hours ago (1 children)

You won't have to wait very long

[–] tigeruppercut@lemmy.zip 3 points 12 hours ago

Unfortunately dying empires don't go down quietly

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