36
Toyota Owner Didn’t Know His Car Was Talking To Insurers Until He Saw His Rates
(www.carscoops.com)
Welp, here goes any chance I'm buying a Toyota as a next car
this post was submitted on 22 Jan 2026
36 points (100.0% liked)
Automotive Industry
620 readers
13 users here now
News and discussion about the automotive industry.
Maybe also interesting:
When submitting stories, try to submit the original source provided it is in english and not paywalled.
founded 2 years ago
MODERATORS
I think all cars spy on you now. But yes, definitely not Toyota.
Mazda has a process to opt out on data collection I heard though. Not the best but it's better than nothing. But I'm holding onto my 10 year old "dumb" car until it turns into a pile of rust.
recorded “hard braking” event
This has always confused me. We're incentivizing hoping the vehicle slows down enough when someone cuts you off...?
I can understand recording extreme acceleration, but deceleration to not hit something being "bad" is strange
I would assume it is not about the braking itself. However, if there is a crash, then it might interesting if there was a hard braking right before or not.
I think it's about frequency. If you break hard because other drivers are shit, you'll do so at a rate comparable to others. If you break hard more frequently, then you are probably the problem.
It at least wasn't when they first implemented it (when you plugged it into your OBD2 port for a "discount" on insurance). Any time you braked over some threshold, it would beep at you
Riding with a friend who had one, he'd always get way too close to other cars when slowing down because he didn't want to brake too hard
All carmakers are doing that, not just Toyota. If someone posts a similar report about China's BYD you are whatabouted to death, but if it is about a non-Chinese carmaker, there are no whataboutisms.
Is the data collection good or bad now? Should we have digital sovereignty in Europe and other democracies or just import ChEaP cHiNeSe CaRs?
[Edit typo.]