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This was a thing for ages. Before NFC payment became common they added covers to ATM holes:
So when you retrieve your cash at a machine you could be already skimmed there. And if you pay with cash you can get counterfeit notes as change... If you see the world this way you can't really do anything, bad guys are everywhere. Use a bit of common sense, check your balance frequently, and disable your card if you see something fishy.
In the UK, your bank will cover losses to card fraud for quite a large amount. Your banking app can send instant notifications for every card transaction too.
You can also set up a daily spending limit, so they can't buy a car with your card. If you need a bigger purchase raise the limit for a day, then lower it back to a reasonable amount.
I have text notifications turned on for all activity. If I ever get a ping when I didn't use my card I'd be all over it.
We'd all already be using bitcoin if it wasn't volatile. There is no reason why Fiat can't be done in a secure way and with low fees. But somehow half the options can be insecure and remain competitive. Standards, group momentum, and network demand can be kind of a bitch to improving the world.
Man, that's wild!
Vid didn't work for me on boost. Had to follow the permalink chain to https://gvid.tv/v/sU06qlMa