This won't help you, but I want to brag. I started using Quicken to track my finances at the turn of the century, back when it was all local storage. Quicken 2012 was the last iteration that used http (not https) to update stock prices. When they discontinued support, I captured the interaction and deciphered the formats. Wrote a proxy to intercept the request, look up the security info, and send back the data.

So, I self-host quicken.com. It's saved me having to update Quicken or submit to their subscription model.

I use Actual. How it works is very similar to YNAB (you budget the money you currently have) but it's open source and privacy focused. I started using it a few months ago and I really like it so far!

I have a excel sheet on my laptop

Actual Budget all the way

I have Firefly III and am really quiet happy with it. I might write a companion program to scan bill though, since doing everything by hand is rather time consuming.

Actual Budget, because it supports SimpleFIN to import my transactions.

It's still not "automated," but I have a lot of rules now so it's getting there.

I'm not super happy w/ how it works, but I'm too lazy to do anything about it. Maybe I'll end up adding SimpleFIN to something else, idk.

Moneydance https://moneydance.com/

Started using it close to twenty years ago and keep using it because it seems fine.

My bank does this for me, but I do like self hosting things. Where's the benefit in this apart from a fun project?

I use hledger mostly because of the plain text format. I came from YNAB as well but I just hated how you couldn't easily undo changes or see when you made a change, etc. This is so easily to track changes and you can add comments explaining your reasoning around things and you can keep everything in source control so you have all the power of that as well. Not for everyone but if you're a programmer or just comfortable on the command line it's great.

Gnucash books split for personal, joint, and business with a mysql backend. I wrote a read-only web frontend for wife and OTG access. Sadly no automation so I just stay on top of it.

I use GnuCash. I typically update every couple weeks up to a month. Beyond that it can be hard to remember what specific transactions were.

It's double ledger and I really like that it forces strict accounting. That sounds cumbersome but once you're set up (it may take some trial and error), for me my workflow is essentially:

• Copy prior paycheck splits & update them to reflect new paychecks.
• export QFX files from credit cards
• import QFX, check / set transaction accounts
• any small manual updates (interest payments in accounts, etc)

It's not automated but my data always remains local, and I can use the Linux or android application. I don't bother daily tracking on my phone, else it might be cumbersome. I've never used any of the budget features, just tracking where my money comes and goes.

Firefly III

Amazing, really hit's the spot of fully featured but a tool and not a new system you need to learn

I’m waiting for Actual to support multiple currencies. Until then, as an Apple user, I’m using iFinance which works on all my platforms.

I host my own Monero node

Id love to find a #creditunion that supported #openbanking and offered API access to my data so I could easily download it and use it with Actual or FireflyIII. I think working with a credit union to build this feature would be a great open source project.

I use ledger. I have not automated so much outside of autocomplete macros in my text editor, but it doesnt't take too much time and forces me to look over my spend, so I like it. I will eventually attempt to build some kind of Dash-application for visualisation of the output, but have only started on the parsers so far.

Not selfhost but I use Hibiscus https://www.willuhn.de/products/hibiscus/

I'm saying this as someone who used Mint for years due to how it integrated with banks so easily.

I'm currently using Money Manager EX, which is open source. I "self-host" the database file on my NAS, and simply open the file through MM EX' Windows program.

Since it's just a simple database (encrypted, of course), it's easy to back up.

Now, I lost the ability to automatically sync with my bank. This was a blessing in disguise, since it forced me to go over each transaction carefully.

Granted, Mint had me doing the same, but because I spent a lot of time removing duplicates and fixing errors in their sync system. LOL

MM Ex has been very easy to use, and I don't see a need to self-host the software itself.

I like Maybe Finance. Perhaps a bit basic but it does the trick for me. And the interface is quite nice too. No automation or bank imports though so it probably won't fit your purposes perfectly.

Actual has been working fine for me. Supports all the family’s banks and credit cards I import manually.

Actual budget with simple fin for bank links. Currently hosted on pikapods, will move to self hosting on prem at some point.

Since most budgeting tools I found didn't satisfy my need (no cloud, automatic categorization of transactions etc.) I tried to create my own tool to categorize my transactions using camt.053 and csv files which I downloaded from my banks. Got bugged down with the presentation via bokeh, so it was pretty crude.

I recently found beancount in combination with fava, which solved most of my problems I had with my own tool. And the good thing: I was able to re-use most of my 'auto-categorization' code with only small changes. Not sure how universal my importer is, but with a bit of python know-how it should be quite easy to create an importer for your specific bank export.

From my experience, the csvs I got from my bank was insufficient for automatic mapping, which is why I'm using camt.053 where possible. As the camt.053 is not very common in many countries you could go for OFX files.

GnuCash running locally on my PC. Had worked for me for about 25 years.