My plan is either soon the lotto or die before retirement. Now, I've been in a corporate job for nearly 2 decades, putting money in a 401k and Roth IRA. But given the rate that the value of the dollar is just tanking and the cost of everything is skyrocketing, I honestly figure everything I saved will be worthless. I've had my AC off for months at this point, turned it off towards the end of winter early spring. The electric company is telling me that I'm at best on par with some of my neighbors with other neighbors using less than half. Insurance for the car is going up. I love when I ask about why are my rates so high, they blame other drivers and somehow that's my problem. In 2017 my bill was $335. 7 years later it's up to $634. Same vehicle, no accidents. $100 for groceries does not go very far anymore. I'm pretty sure there was a picture on Lemmy just the other day showing someone with a receipt buying the same stuff and it was like three times more now than it was just a few years ago.

Use one of those inflation calculators and between 2010 and 2024 we're at 44%.

I still have more than two decades to go before my supposed retirement date. And I have no faith in our economy.