1865
My disdain for mega banks knowns no end
(i.imgur.com)
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They're covering for systemic political issues by blaming it on the individual, essentially covering for poverty wages and other problems related to income distribution. I don't know why they do this, either. But that's why this rubs many people the wrong way.
People don't get into trouble because of avocado toast but depressed wages, soaring house prices, medical costs, etcetera. What the hell are people supposed to do if the minimum spending to survive is already too much for their meager income?
If one can't cut their spending then they need to increase their income. Making coffee at home instead of getting starbucks, cooking instead of eating out and not taking a cab to travel short distances is all good financial advice.
People know that. They're broke, not dumb
In this meme they are dumb because they are broke but still eat out and catch a cab 3 blocks. Even when told of their irresponsible spending they make no adjustment.
A strawman