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Even if he did stop and order at McDonald's, he'd probably still pay for his meal.
Would be pretty funny for him to go in during rush hour and order free food for everyone waiting in line using the card... though there probably is some fine print.
I'm betting someone like Gates stopped carrying a wallet with money in it decades ago and is so far disconnected from the price of anything because of his vast wealth that he may not even think to pay for his meal, not because he feels entitled, but because he has had 'people' to do that for him for so long.
He had a game show thing on Ellen a while ago where he thought something cost $25 that was a couple dollar item.
He absolutely has no idea how much everyday items cost.
I feel like a game like this would be hard for most people who earn a strong professional salary, let alone billionaires.