Yes, direct file is guided with a checklist. However there are only certain situations where a taxpayer would qualify for direct file - there’s income limitations and only certain income types qualify (u would not be able to use it if u are self-employed or own rental properties for example). The IRS is planning to expand this but for now it’s limited tho the vast majority of taxpayers would qualify.

Anyone can use the free fillable forms but u either have to know what you’re doing or be comfortable reading irs form instructions if you have a more complex tax situation.