this post was submitted on 26 Mar 2024
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Can you get insurance for a ship?
Yes, there's rather shady business surrounding ship insurance, actually.
Is there anything in existence that isn’t a fucking scam ?
nope.
Not of great use for bridges related accidents though
Don't know about all those artisan bakeries tbh.
Woodworking
Lumber prices...
Gardening, libraries, USPS?
Ooh, please do elaborate
I don’t know what they’re talking about but here’s an example of a maritime insurer (as well as being one of the insurers that insures other insurers)
https://en.wikipedia.org/wiki/Lloyd's_of_London
E: sorry, Lloyd’s is not an insurer, but an “insurance and reinsurance marketplace”
Sir I will insure your ship for just a $1000 premium. I only take payment in iTunes gift card.
Ship insurance is somewhat how modern capitalist world trade came into existence: https://en.wikipedia.org/wiki/Dutch_East_India_Company?wprov=sfla1
Bunch of people putting money together for ship to have a try going and returning with lots of goodies, is like an insurance I'm some way.
I think insurance isn't just possible, it's obligated to be allowed to enter certain ports with certain shipsizes.
My God, some of the questions being asked here just beggar belief.
Everyone learns something for the first time somewhere, but yeah. Lemmy is supposed to skew millennial.
There is a legitimate concern that their policy doesn't cover a noticeable fraction of the damage.
Lucky 10,000.xkcd
I like the general sentiment but not the worked example,.the US is only ≈4% of the global population so 10k is low balling.
https://xkcd.com/1053/
I think it's reasonable to exclude a large portion of the population that isn't chronically connected, and English speaking. While, admittedly that's not only the US, it's much more than 4% with the vast majority of the world excluded.
I can see an argument for taking internet usage as a proxy for education in which case the US swells up to ≈16%.
https://en.wikipedia.org/wiki/List_of_countries_by_number_of_Internet_users
But I don't think we can exclude non-english speakers, supervolcanoes are a global phenomena, mentos is sold in 130 countries by an Italian-Dutch corporation, and insurance traces its roots back to Chinese shipping in 3rd millenia BCE.
This is not a difficult thing to find an answer to, either.