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The numbers will determine your fate
(lemmy.world)
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this post was submitted on 15 Feb 2024
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Microblog Memes
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Yes, you are incentivized to stay in debt, because creditors want to know that you are both willing to take on debt AND pay it off. The sweet spot for them is someone who never really pays it off but still makes minimum payments while interest piles on. This is the system working as intended.