this post was submitted on 03 Dec 2023
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[–] Blue_Morpho@lemmy.world 9 points 11 months ago (1 children)

What I really don't understand is all the people who in the next post tomorrow will mock China's oversupply of homes. "Haha, stupid dictators who oversupplied the market. Their investors are all screwed because the homes didn't go up in value."

[–] Coreidan@lemmy.world 9 points 11 months ago (1 children)

What over supply? You mean all the unfinished Ponzi homes?

[–] Blue_Morpho@lemmy.world 8 points 11 months ago* (last edited 11 months ago) (2 children)

The Chinese government overbuilt housing. Housing investors didn't realize gains because there were more homes than people looking for homes.

https://en.m.wikipedia.org/wiki/Under-occupied_developments_in_China

A ponzi scheme is where you collect investments and pay out the first investors high interest with the early money collected to make it appear you are legitimate and thereby trick more into giving you money.

Buying real estate which goes down in value because the government makes more homes isn't a ponzi scheme. It's no different than losing money investing in wheat futures by betting against the US subsidizing farmers. (which creates a surplus.)

[–] Tartas1995@discuss.tchncs.de 1 points 11 months ago (1 children)

So you agree that it has nothing to do the subsidiaries on building/buying housing nor realizing Profit but everything with a market that overbuilt housing to the point where there were way too many homes than people looking for a home.

You could subside the first house. You could make no Profit and finish the building projects. You just can't build way too many housing and expect the market to not collapse.

[–] Blue_Morpho@lemmy.world 3 points 11 months ago (1 children)

You just can’t build way too many housing and expect the market to not collapse.

Exactly. But that doesn't make it a Ponzi scheme.

[–] Coreidan@lemmy.world -2 points 11 months ago (1 children)

Sounds like you haven’t heard of Evergrande

[–] Blue_Morpho@lemmy.world 3 points 11 months ago (1 children)

I referenced overbuilding above. Overbuilding into bankruptcy isn't a ponzi scheme.

https://en.m.wikipedia.org/wiki/Ponzi_scheme