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You can’t even pay people to have more kids
(www.vox.com)
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this post was submitted on 28 Nov 2023
494 points (97.0% liked)
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Absolutely. Taking healthcare costs off our backs would go a long way. The birth of my first kid absolutely wiped out the savings I had built up since getting out of school, and that was WITH insurance coverage. Six years of careful planning and saving just flushed down the toilet in an instant. There's just no financially-responsible way to manage the risk of a hospital bill that could range from hundreds to hundreds of thousands depending on what does or doesn't go according to plan, not to mention the following 18+ years of unknowns. It's kind of a wonder that people are still having as many kids as they are these days.
Not to mention insurance won't tell you what they cover until you have someone done. "Do you cover this" could mean they cover 10%, 70%, or 100%, and they don't even know what their system will approve. This is with good insurance. Unless you are apart of the top 5% then everyone can be wiped from you very quickly without notice. Eat the rich anyone?
Not that we had much choice along the way, but you're right, we were almost completely in the dark about how much anything was going to cost as it happened. Various groups were mailing us bills for the full amounts even before insurance had settled their portion. Nobody in the entire insurance and billing game is on your side.