Okay? I mean we live in two entirely separate worlds. $550k in my area gets you 850 sq ft with added condo fees.

There's not many "worlds" with those price points, so you're probably in Boston, NYC, SF, or somewhere similar. I, too, live in one of the highest cost-of-living areas in the US, so I get it more than you think.

But rent in those areas... 1 Bedroom apartments in Boston $4000/mo for 800sqft. Same thing, actually a bit more expensive to rent than to buy.

you’re locked in (trapped?) at 3% you’re not going anywhere. You can’t go anywhere even if you wanted

How so? If I actually were willing to rent, I could pocket a couple hundred grand and just pay apartment prices.

If that’s worth the advantage of doing your own landscape maintenance on the weekend, and having to drive everywhere for the simplest of errands, then head on.

In fairness, on the price difference I can afford a landscaper and use delivery services for errands. But I don't mind mowing my lawn or driving, so I don't do those things. But I don't grok your point here. Are you suggesting nobody would actually want to live outside of big cities "because lawns and driving"? I understand some people love cities, and I respect that. I had a starry-eyed coworker who GUSHED about his visits to Boston. I like leaning back and chillin in my yard, swimming in my private pool, without anyone bothering me.