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this post was submitted on 28 Oct 2023
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Asklemmy
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Credit cards also incentivizes more spending than other forms of payment, so the merchants that are lobbying for legislation want to have their cake and eat it too. In fact, retailers did not lower prices after the Durbin Amendment capped debit card fees. Also, you're kinda ignoring the insane amount of protections that credit cards have that debit cards and cash don't, and those come at a cost. If we're talking about mom and pop shops, sure they're evil. But for a lot of consumers, they're just another tool that they shouldn't be guilty for using effectively.