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this post was submitted on 28 Oct 2023
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No Stupid Questions
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No such thing. Ask away!
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Love how everyone went insane with the social credit score while you got the same shit done to you and no one batted an eye
US credit score won't get you sent to jail or a re-education camp, at least. At least, not yet.
It can impact everything in your life, even jobs and housing now. It's practically the same thing except instead of being forced to live in a camp you're living on the street.
And if you dare get together with other people that are forced onto the street and make a camp together somewhere isolated, the government tears it down and evicts you and destroys your things. Thank god for our freedom.
It will condem you to poverty tho, which may be even worse than jail
My favorite part is when one of the three companies that does ours leaked all of our data with relatively no consequences.
https://www.ftc.gov/enforcement/refunds/equifax-data-breach-settlement
Well if it’s the free market abusing us it’s okay. That’s just freedom.
I mean it's not like your credit score immediately gets affected for something like jaywalking though.
I'm not sure that's entirely the bar we should be aiming for
It can even impact being hired for jobs. Low credit score? You might be untrustworthy or motivated to steal
It's not comparable at all. In the US your credit score only goes down if you borrow money and don't pay it back. If you get a loan and pay it back on time your credit score will be fine.
I'm not super familiar with the Chinese credit system, but I think it's effected by a lot more. What kind of products you buy, how much you work, posting certain content online, etc.
Yes these systems are not in any way whatsoever comparable to each other except in being reputation rating systems.
“What? A bank wants to know if you defaulted on the last loan you took? What is this?? Totalitarian China???”