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Economy is Just Fine (media.piefed.social)

submitted 1 week ago by toasterbotnet@piefed.social to c/memes@lemmy.world

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[–] surewhynotlem@lemmy.world 1 points 1 week ago* (last edited 1 week ago) (1 children)

Then why use it?

Edit: and you mean you pay the entire balance, not just the monthly bill, right?

[–] victorz@lemmy.world 1 points 1 week ago* (last edited 1 week ago) (1 children)

To keep track of my finances. Also no need to make sure I have enough money on my debit account at the time of purchase. More flexibility, more control.

I pay the full balance of my monthly bill every month, correct. Every purchase is added to my monthly bill.

[–] surewhynotlem@lemmy.world 1 points 1 week ago (1 children)

So just a credit card. So why klarna though? Why not a credit card with cash back?

[–] victorz@lemmy.world 2 points 1 week ago (2 children)

why klarna though?

free
simple
pretty good app
zero interest for 30-day "pay later"
zero fees for international currency conversion purchases (basically just Steam in my case, but also some other random purchases)
I started by testing Klarna just to see what it was about and I liked it so I kept it.

I'm sure there are better solutions out there, that's not something I'm refuting here. I'm just saying I'm using Klarna and it works well for me.

[–] surewhynotlem@lemmy.world 2 points 1 week ago

Makes sense :-)

[–] TubularTittyFrog@lemmy.world 1 points 1 week ago* (last edited 1 week ago) (1 children)

so... a credit card?

those are all things a normal credit card does.

[–] victorz@lemmy.world 0 points 1 week ago

Right. I am using Klarna as a credit card. You've understood.